How Do I Pay For Drug and Alcohol Rehab in Hollywood, MD.?
Many individuals who have dealt with drug and alcohol addiction often refuse to get treatment because of the seemingly overwhelming cost of drug addiction rehab. This is despite the fact that the ideal outcomes that are associated with receiving high-quality rehabilitation will eventually outweigh the overall costs by far.
Specifically, the right Hollywood addiction rehabilitation program can provide you with the best chance of beginning your path to total sobriety, abstinence, and freedom from all the health issues and pain linked to drug and alcohol abuse.
Although, you may find yourself asking, "how do I pay for drug and alcohol treatment?" This is a typical question among people dealing with drug and alcohol addiction especially when you consider the reality that treatment can be so pricey.
While attempting to answer this question, you need to view your rehab as more of an investment than a cost. After all, drug and alcohol addiction costs a vast amount of money and time supporting your drug and alcohol problem while treatment is a valuable investment in your life.
Understanding The Cost Of Drug and Alcohol Rehabilitation
While struggling with drug addiction, you may find yourself becoming involved in risky behavior, such as stealing, drug dealing, borrowing money when you know that reimbursement isn't possible, and lying to physicians so that you can get prescriptions. You might even start exchanging services like sex to be able to afford alcohol and drugs while dedicating more of your time supporting your problem instead of engaging in meaningful and productive activities.
To this end, even as you contemplate the answers to the "how do I pay for drug rehabilitation?" question, you should never let the supposedly high costs of treatment keep you from looking for rehab and recovery. Today, there are several options that you can count on to ensure that you are still able to afford the correct kind of rehabilitation until you achieve full sobriety in the long term.
Covering The Cost Of Drug and Alcohol Rehab
When you decide to go to a treatment program in Hollywood, MD., among others, the question you might find yourself asking is "how do I pay for drug rehab?" In fact, the cost of undergoing drug rehab is a deterrent to many individuals in need of addiction rehab although this doesn't have to be the case.
In many cases, you will discover that the cost of addiction rehabilitation will vary greatly based on the type and degree of care you require, as well as the duration of your rehab.
To this end, residential or inpatient rehab facilities often provide the highest quality and best level of care. As such, they often cost more than other selections currently available.
Outpatient addiction rehabilitation, on the other hand, might end up costing less. However, it does not always offer enough support to sustain achievements you might make in your recovery and sobriety - mainly if your substance abuse is severe.
To answer the "how do I pay for alcohol and drug rehabilitation?" question, and irrespective of whether or not you have suitable health insurance, there are a number of different selections through which you can cope with the cost of rehabilitation. Consider the following:
Insurance
Today, private health insurance plans can pay for your alcohol and drug abuse treatment - at least in part or in full. You may also want to contact your health insurer to find out if their benefits will pay for your residential rehab or any other kind of drug and alcohol addiction rehabilitation program you would like to go for.
Alternatively, ask the Hollywood drug rehabilitation program that you are taking into consideration. They might be able to assist you in finding out whether your provider offsets the costs associated with drug addiction rehab, as well as inform you about the programs and number of days that your specific plan covers.
Obamacare Or ACA (The Affordable Health Care Act)
The Affordable Health Care Act entails that insurance applicants can't be penalized for pre-existing medical issues. Therefore, if you are already battling drug and alcohol abuse and addiction, you can still sign up for healthcare coverage.
Today, alcohol and drug abuse disorders are not included as part of essential health benefits that are central to Obamacare. This means that your insurance should still be able to cover your addiction rehab and any other rehab for co-occurring mental health disorders in the same way that it would another medical issue.
According to the plan that you choose, the policies sponsored by ACA might cover anywhere from 60 to 90% of the cost of the rehabilitation services incurred while taking part in alcohol and drug rehabilitation. Consider the following:
- Bronze plans provide 60% expense coverage
- Silver plans offer 70% expense coverage
- Gold plans offer 80% expense coverage
- Platinum plans offer 90% expense coverage
- Catastrophic provides 60% coverage for the total average you will have to pay but is only available to people with unique circumstances and individuals who are 30 years or younger
Medicaid And Medicare
You can also take advantage of state and federal sponsored health benefits to help you answer the "how do I pay for drug treatment?" question. These insurance programs provide coverage assistance for certain populations and may offer payment assistance when you are addicted to alcohol.
a) Medicaid Requirements
To qualify for Medicaid, you need to meet the following issues:
- A parent
- Be 19 years old or younger
- Be aged 65 and older
- Pregnant
- Within a particular income range
b) Medicare Requirements
On the other hand, you need to be among the following to be deemed eligible for Medicare:
- Aged 65 and older
- Disabled
Other Payment Options
On the other hand, you may be able to rely on private financing and funding to offset the cost of addiction rehabilitation. Some drug addiction treatment facilities in Hollywood, MD. also offer scholarships that you can look into when you decide on the facility you wish to enroll in. Others have financing choices and plans that you can rely on to make your payments after taking part in treatment.
In closing, answering the "how do I pay for alcohol and drug treatment?" question will vary widely based on your income, the benefits you are entitled to, your ability to raise funding or engage in crowdfunding, in addition to your eligibility to local and state government facilities. As long as you do your research, you should be able to find a way to offset the cost of rehabilitation.