Alcohol and Drug Treatment Centers That Are Private Pay in Montana

Alcohol and Drug Treatment Centers That Are Private Pay

Paying for alcohol and drug rehab in Montana often involves using some type of insurance to cover the costs (e.g. Private insurance, Medicaid, Medicare). However, many facilities also accept private pay, also known as self-pay or cash pay.

Private pay means that a patient, or a loved one, covers the cost of their rehab in full, without the use of insurance. Here is a look at how private pay typically works for addiction treatment.

Do all drug and alcohol rehabs accept private pay?

While private pay is the most direct, and simplest, way to pay for drug and alcohol rehab, not every facility will allow patients to pay for treatment themselves. Across all the states in the U.S., the percentage of facilities that accept private pay varies from around 50 percent to almost 100 percent.

Because not every facility accepts private pay, patients wishing to use this approach will need to ensure that the facility they choose will allow them to fund their recovery themselves. The easiest way to make this determination is to call the addiction center under consideration and ask.

Do drug and alcohol rehab centers offer payment plans?

Patients do not need to have the cash for their recovery upfront in order to pay privately for their treatment. Many facilities in Montana will make private pay easier by setting up payment plans so patients can cover the cost of their treatment over time.

The terms of the payment plan vary according to the facility, and sometimes, the ability of the patient to pay. However, many payment plans will be interest free for at least 12-18 months, reducing the financial burden of paying for treatment in cash.

In addition, patients who choose to pay privately for their rehab may be able to reduce the costs they owe. Some facilities, for example, offer scholarships or use grants to cover some of the costs of treatment for patients. Individual rehab facilities can tell patients more specifically what their options are for making treatment more affordable.

What are the average costs of different types of treatment?

The costs of drug and alcohol rehab in Montana vary widely from facility to facility. However, there are some general ranges into which costs fall. Here is a look at the average costs for some of the most common addiction treatment approaches.

• Inpatient detox: $250 - $800 a day
• Outpatient detox: $1,000 - $1,500 total
• 3-month outpatient program: $5,000 - $10,000
• 30-day outpatient program: $3,000 - $10,000
• 1-year methadone treatment: $4,700
• Residential treatment: $5,000 - $80,000
• Partial hospitalization: $7,000 - $20,000

Patients who wish to pay for their drug and alcohol rehab on their own should contact their preferred facility to determine the type of treatment they require, the cost of that treatment, and whether or not the rehab facility can provide them with payment plans or financial assistance. The right rehab facilities will work with patients to make treatment as accessible and as affordable as possible because the best facilities always put the patient's best interests first.