Commonly Asked Questions about Addiction and Treatment
Will insurance companies pay for substance abuse treatment?
Yes, many insurance companies do provide coverage for substance abuse treatment, but the extent and specifics of the coverage can vary widely depending on the individual insurance policy and the provider.
This coverage is largely due to the Mental Health Parity and Addiction Equity Act of 2008 in the United States, which requires health insurers and group health plans to provide the same level of benefits for mental and/or substance use treatment and services that they do for medical/surgical care.
Here's a closer look at some key aspects:
Types of Treatment Covered: Many insurance policies cover a range of substance abuse treatments, including detoxification, inpatient rehab, outpatient rehab, medication-assisted treatment, and ongoing counseling or therapy. However, the specific treatments covered will depend on your particular insurance policy.
Co-Pays and Deductibles: Even if an insurance policy covers substance abuse treatment, you may still be responsible for co-pays, deductibles, or coinsurance. These costs can vary depending on the specifics of your insurance plan.
Network Restrictions: Some insurance plans may only cover treatment provided by certain providers or facilities within their network. It's important to check with your insurance company to determine which providers are covered under your plan.
Preauthorization: Some insurance plans require preauthorization for certain types of substance abuse treatment. This means that the treatment must be approved by the insurance company before they will cover the cost.
Duration of Coverage: The duration of coverage for substance abuse treatment can vary. Some insurance plans may only cover a certain number of days of inpatient treatment or a certain number of therapy sessions, for example.
Affordable Care Act (ACA): Under the ACA, all health insurance plans sold on Health Insurance Exchanges must cover substance use disorder services.
What are the signs of addiction?
Physical symptoms: Changes in appearance, such as weight loss or gain, poor hygiene, bloodshot eyes, or constricted pupils, can be indicative of addiction. Additionally, the person may display signs of intoxication or withdrawal, such as tremors, sweating, or flu-like symptoms.
Behavioral changes: Addiction can lead to significant shifts in behavior, such as increased secrecy, social isolation, or sudden mood swings. The person may neglect responsibilities, withdraw from activities they once enjoyed, or display uncharacteristic aggression or irritability.
Loss of control: A hallmark of addiction is the inability to control substance use or engagement in harmful behaviors, even when the person expresses a desire to stop. This can lead to increased frequency or intensity of use, as well as unsuccessful attempts to quit or cut down.
Preoccupation: The person may become preoccupied with obtaining, using, or recovering from the effects of the substance or behavior, often at the expense of other aspects of their life.
Risk-taking: Addiction can lead to increased risk-taking behaviors, such as using substances in dangerous situations, driving under the influence, or engaging in risky sexual activities.
Neglecting relationships: Addiction can strain personal relationships, as the person may prioritize their substance use or behavior over their connections with friends and family.
Changes in sleep patterns and energy levels: Addiction can cause disruptions in sleep patterns, leading to insomnia or excessive sleepiness. The person may also experience fluctuations in energy levels, such as periods of hyperactivity followed by lethargy.
Tolerance and withdrawal: Over time, individuals with addiction may develop a tolerance to the substance or behavior, requiring higher doses or more frequent engagement to achieve the desired effect. If the person stops using the substance or engaging in the behavior, they may experience withdrawal symptoms, such as anxiety, irritability, insomnia, or physical discomfort.
Continued use despite negative consequences: A key sign of addiction is the persistence of substance use or engagement in harmful behaviors despite experiencing negative consequences, such as health issues, relationship problems, financial difficulties, or legal troubles.
Neglect of responsibilities: Addiction can cause a person to neglect personal, professional, or family obligations, resulting in job loss, financial difficulties, or relationship problems.
How to help someone that is detoxing from opioids?
Helping someone detoxing from opioids is a delicate process that requires careful attention, support, and understanding. Here are some ways you can assist:
Encourage Professional Help: Detoxing from opioids should ideally be done under the supervision of healthcare professionals. Encourage them to seek professional help, as this ensures their safety throughout the process and provides them with the best chance for successful recovery.
Learn About Opioid Withdrawal: Understanding the process of opioid withdrawal can help you be more empathetic and supportive. Symptoms can include anxiety, restlessness, insomnia, and flu-like symptoms such as sweating and diarrhea. Also, be aware of Post-Acute Withdrawal Syndrome (PAWS), which can present psychological symptoms like mood swings and depression for weeks or months after the initial detox period.
Provide Emotional Support: Be patient, understanding, and supportive. Listen to them, be there for them, and reassure them that they're not alone in this process. Avoid shaming or blaming, which can increase feelings of guilt and discourage recovery efforts.
Support Their Treatment Plan: Help them stick to their treatment plan. This could involve driving them to appointments, ensuring they take prescribed medications, or helping them manage their schedule to accommodate therapy or support group meetings.
Promote Healthy Habits: Encourage them to eat healthily, exercise, and get enough sleep. These habits can help strengthen their physical health and resilience during detox and recovery.
Limit Triggers: Help create an environment that minimizes triggers for drug use. This might involve clearing out substances and paraphernalia, or avoiding places or people associated with drug use.
Join a Support Group: Consider attending a support group for friends and family members of people with substance use disorders, such as Nar-Anon. These groups can offer valuable advice, resources, and support for you as you help your loved one.
Take Care of Yourself: Supporting someone through detox can be emotionally demanding. Make sure to take care of your own mental and physical health, too. Self-care isn't selfish�''it's crucial for you to be able to provide sustained support to your loved one.