Commonly Asked Questions about Addiction and Treatment
Will insurance companies pay for substance abuse treatment?
Yes, many insurance companies do provide coverage for substance abuse treatment, but the extent and specifics of the coverage can vary widely depending on the individual insurance policy and the provider.
This coverage is largely due to the Mental Health Parity and Addiction Equity Act of 2008 in the United States, which requires health insurers and group health plans to provide the same level of benefits for mental and/or substance use treatment and services that they do for medical/surgical care.
Here's a closer look at some key aspects:
Types of Treatment Covered: Many insurance policies cover a range of substance abuse treatments, including detoxification, inpatient rehab, outpatient rehab, medication-assisted treatment, and ongoing counseling or therapy. However, the specific treatments covered will depend on your particular insurance policy.
Co-Pays and Deductibles: Even if an insurance policy covers substance abuse treatment, you may still be responsible for co-pays, deductibles, or coinsurance. These costs can vary depending on the specifics of your insurance plan.
Network Restrictions: Some insurance plans may only cover treatment provided by certain providers or facilities within their network. It's important to check with your insurance company to determine which providers are covered under your plan.
Preauthorization: Some insurance plans require preauthorization for certain types of substance abuse treatment. This means that the treatment must be approved by the insurance company before they will cover the cost.
Duration of Coverage: The duration of coverage for substance abuse treatment can vary. Some insurance plans may only cover a certain number of days of inpatient treatment or a certain number of therapy sessions, for example.
Affordable Care Act (ACA): Under the ACA, all health insurance plans sold on Health Insurance Exchanges must cover substance use disorder services.
What can I do to help someone addicted to drugs?
Learn about addiction: Educate yourself on drug addiction, its causes, symptoms, and treatment options. This knowledge will help you better understand the person's struggles and provide informed support.
Approach with empathy: Start a conversation with the person about their drug use in a non-judgmental and empathetic manner. Express your concerns for their well-being and the impact of their drug use on their life.
Encourage professional help: Encourage the person to seek professional assistance from a medical professional, therapist, or addiction counselor. Offer to help them find suitable resources and provide support as they take steps towards treatment.
Offer emotional support: Be available to listen and provide emotional support throughout the recovery process. Maintain open communication and offer a safe space for the individual to share their experiences and feelings.
Suggest support groups: Recommend joining support groups such as Narcotics Anonymous (NA) or SMART Recovery, which provide a community of individuals with similar experiences and offer guidance and encouragement throughout the recovery process.
Set boundaries: Establish clear boundaries to protect your own well-being and communicate your expectations about the person's behavior. Be firm yet compassionate, making it clear that you will not enable their drug use.
Assist with lifestyle changes: Help the person develop healthier habits, such as engaging in physical activity, improving their diet, and finding alternative ways to manage stress. Offer to participate in these activities together to provide additional support and motivation.
Be patient: Recovery from drug addiction is a long-term process, and relapses may occur. Understand that setbacks are part of the journey, and continue to offer support and encouragement as the person works towards sobriety.
Care for yourself: Supporting someone with drug addiction can be emotionally taxing. Ensure you are taking care of your own mental and emotional health by seeking support from friends, family, or professional counselors if needed.
What is smart recovery?
SMART Recovery (Self-Management and Recovery Training) is a global community of mutual-support groups that provide a structured, scientifically grounded program to help people manage their recovery from any type of addictive behavior, including substance abuse and behavioral addictions.
SMART Recovery's approach is different from other recovery programs like Alcoholics Anonymous or Narcotics Anonymous, which are based on the 12-step model. Instead of focusing on the concept of "powerlessness" over addiction, SMART Recovery emphasizes self-empowerment and self-reliance. It promotes the ability of individuals to change their own thoughts and behaviors to overcome addiction.
The SMART Recovery program is based on principles of cognitive-behavioral therapy (CBT) and motivational interviewing. It is designed around a 4-point program:
- Building and maintaining motivation: This helps individuals to build their motivation to change and avoid relapsing.
- Coping with urges: This gives individuals the skills to deal with urges or cravings as they arise.
- Managing thoughts, feelings, and behaviors: This is about developing healthy thoughts, emotions, and actions in place of the destructive ones that can lead to addictive behaviors.
- Living a balanced life: This involves individuals identifying what they truly value in life and building their lives around those values, leading to satisfaction and fulfillment beyond their addiction.
SMART Recovery meetings, both in-person and online, are facilitated by trained volunteers and are free to attend, though donations are appreciated. The program also offers a variety of tools and techniques for self-empowerment and self-directed change, available in various formats such as handbooks, worksheets, and online resources.